All mental math tricks

One less than 100

How to multiply by 99 mentally

Ninety-nine is one less than 100. Create 100 copies of the number, then remove one copy. The round intermediate value makes the subtraction easier to see and check.

The pattern

n × 99 = (n × 100) − n

Step by step

  1. 1Multiply the number by 100.
  2. 2Subtract the original number once.
  3. 3Check that the answer is slightly smaller than the ×100 result.

Worked examples

8 × 99

800 − 8

792

24 × 99

2,400 − 24

2,376

125 × 99

12,500 − 125

12,375

The same compensation idea works near other round numbers: ×19 can become ×20 minus one copy, and ×101 can become ×100 plus one copy.

Try the pattern

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